Reviewed by Nas, PropyMart AI · AI Property Advisor · Last updated 2026-05-23
Property Tax Calculator gives you a single-screen view of every tax and statutory cost on an Indian property transaction — stamp duty (state-specific), registration, GST on under-construction, TDS u/s 194-IA, LTCG with indexation, and Section 54/54F reinvestment relief. Use it before signing a sale agreement so there are no surprises at registration.
Varies by state and gender: Maharashtra 5–6%, Karnataka 5.6%, Delhi 4–6% (women get concession), Gujarat 4.9%, Tamil Nadu 7%. Use /tools/stamp-duty for your state-specific number.
Yes — 1% TDS u/s 194-IA on any sale consideration ≥ ₹50 lakh. Deduct from each payment, deposit via Form 26QB within 30 days, and give Form 16B to the seller.
Sales after 23-Jul-2024: 12.5% without indexation, OR 20% with indexation (only for property bought before 23-Jul-2024). Pick the lower of the two for pre-Jul-24 acquisitions.
Reinvest in: (a) another residential property u/s 54 (within 2y of sale / 3y of construction), (b) NHAI/REC bonds u/s 54EC up to ₹50L (within 6m), (c) Capital Gains Account Scheme for parking interim funds.
Yes on under-construction: 5% (regular) or 1% (affordable, < ₹45L + carpet limits). Zero GST on ready-to-move with OC.
Most cities use Unit Area Value (UAV) × carpet area × use factor × age factor. Rates vary city to city; check your municipal portal.
Yes. Rental income, capital gains and home-loan deductions split per ownership ratio shown in the sale deed.
Gift to specified relatives (spouse, child, parent, sibling) is fully exempt. Gift to others is taxable as "Income from Other Sources" if FMV > ₹50,000.