Reviewed by Nas, PropyMart AI · AI Property Advisor · Last updated 2026-05-23
Documents Checklist gives you the complete paper trail every Indian property buyer must collect and verify before paying earnest money — title chain (30 years), encumbrance certificate, sanctioned plan, OC + CC, RERA registration, society NOC, property tax receipts, and the buyer/seller KYC pack. Hand the checklist to your lawyer; tick each item off before you sign.
Title deed (current + 30-yr chain), encumbrance certificate, sale agreement, sanctioned plan, OC + CC, RERA registration, property tax receipts, society NOC, conversion certificate (for plots), and both parties' PAN/Aadhaar.
EC lists all registered transactions on the property for the last 12–30 years. It proves the property is free of mortgages, liens or pending sales. Demand a 30-year EC before closing.
CC (Completion Certificate) is issued when construction is complete per sanctioned plan. OC (Occupation Certificate) is issued when the building is fit for occupation. Both are non-negotiable for resale registration.
For the original project (if launched post-May-2017 and >500 sqm / >8 units) — yes. The resale itself does not need RERA but the parent project must be RERA-registered.
OC, possession letter, allotment letter, payment receipts, conveyance deed, society formation papers, club/amenity NOC, and electricity + water meter assignments.
Yes for resale flats. Society NOC certifies no pending dues, no pending legal action and society consent to the transfer. Issued within 15 days of application in most states.
Permanently. Sale deed, all old chain-of-title documents, registration receipts and stamp-duty challans must be kept indefinitely — they protect against future title challenges and are required for any sale or loan.
Mutation is the municipal record-update reflecting the new owner. It is a separate post-registration step needed for property-tax billing in your name. Apply within 30–90 days of sale-deed registration.