Stamp Duty on Property — State-Wise Rates & How to Save

PropyMart · 2026

What is Stamp Duty?

Stamp duty is a state government tax levied on property sale deeds, usually 4–8% of the market value. It must be paid before registering the property in your name.

State-Wise Rates (2026)

4–8% of market value

Maharashtra: 5% (M), 4% (F) · Delhi: 6% (M), 4% (F) · Karnataka: 5% · West Bengal: 7% · Telangana: 4% · UP: 7%. Women buyers get 1–2% concession in most states.

Registration Charges

In addition to stamp duty, registration charges of 0.5–2% apply. Maharashtra: 1% registration · Delhi: 1% · West Bengal: 1% · Telangana: 0.5%. Budget for both together.

How Stamp Duty is Calculated

Stamp duty = Rate × MAX(agreement value, circle rate). The government-set circle rate sets a floor — you pay on whichever is higher, even if you negotiate a lower price.

Women Buyer Concessions

Most states offer 1–2% lower stamp duty for women buyers. If property is jointly registered with a woman as first owner, you may qualify for the concession and save ₹50,000+ on a ₹50 L flat.

Calculate Stamp Duty Free

PropyMart's stamp duty calculator covers all 28 states. Enter property value and state — see your exact tax bill before signing any agreement. No signup needed.

Explore More on PropyMart

India's most comprehensive real estate & interior platform. Free tools, verified listings, and AI property insights.