What are the steps to buy a home in Burdwan for the first time?

## Steps to Buy Your First Home in Burdwan

1. **Set budget**: Use PropyMart's Affordability Calculator. City average: ₹4,350/sqft.
2. **Home loan pre-approval**: Apply with SBI, HDFC, or ICICI for faster processing.
3. **Shortlist properties**: Browse 24 listings on PropyMart. Filter by RERA approval (100% in Burdwan are RERA verified).
4. **Due diligence**: Verify ownership, encumbrance, and RERA registration.
5. **Stamp duty & registration**: Budget 5–7% of property value for charges.
6. **Possession**: Confirm completion certificate and occupancy certificate.

Source: PropyMart buyer guide.

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